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Pahranagat Valley Federal Credit Union 

Loan Rates - Interest rates subject to change without notice! - Loan rates effective 12/30/2013

Type of Loan Length of Loan APR
New - Auto / Truck   0 - 72 Months 2.50% APR to 11.95% APR
Used - Auto / Truck   0 - 72 Months 2.50% APR to 11.95% APR
Motorcycle  0 - 72 Months 9.5% - 10.5% APR
Machinery / Equipment   0 - 72 Months 10.00% APR
Livestock/Ag Equipment   0 - 72 Months   10.00% APR
 One Pays 10.50% APR
Recreational Vehicles   0 - 48 Months   10.25% APR
Motor Homes and Travel Trailers   0 - 84 Months 10.25% APR
85 - 120 Months   12.00% APR
Mobil Homes -not converted to real property    0 - 120 Months 7.50% APR
121 - 180 Months   8.50% APR
181 - 240 Months    9.50% APR
School Loans 0 - 72 Months 8.50% APR
Boat Loans 0 - 36 Months 12.00% APR
Signature Loans 0 - 36 Months 16.00% APR

  Share Secured Loans

Share Balance Earns Loan% Final Cost
From $5 to $5,000 0.350% APY 3.350% APY 3.00% APR
From $5,001 to $25,000 0.350% APY 3.350% APY 3.00% APR 
From $25,001 to $90,000 0.350% APY 3.350% APY 3.00% APR
From $90,001 to $300,000 0.350% APY 3.350% APY 3.00% APR

Insurance Available

Type Amount Cost
Single Disability Rate per $1,000 $1.28
Joint Disability Rate per $1,000 $2.36
Single Credit Life $40,000 Maximum $0.68
Joint Credit Life $40,000 Maximum $1.05

Fees Chart 

Type Fee
Loan Processing Fee $30.00
Loan Processing Fee if loan is less than $500 $  5.00
Tile Fee $28.25
UCC Fee $20.00
Manufactured Home Title Fee $40.00
Release of UCC Fee $20.00

                                    Contact the Webmaster with any and all questions or comments.

                                                                This page was updated on 02/27/2014.