Even if your payments are automatically deducted, you still can take advantage of this offer. To request a Deferred loan payment, simply fill out the form below, and be sure to return it to us by mail, fax or drop it by our office. All Deferred payments must be done before month end close on 12/31/2008.

Fax form to: 775-725-3585

Mail form to: Pahranagat Valley FCU

                    Box 419

                    Alamo, NV 89001

If you have any questions, please call 775-725-3586.

This year we have changed things up a bit. To help with the financial struggles in the economy we have changed our deferred payments from the interest owed on your loan to a flat fee per loan. We will charge a $30 fee for each loan you wish to defer the payment on.

1. Interest will continue to accrue during the month you choose to defer.
2. Deferring a payment may result in higher total finance charges on your loan.
3. Therefore, it may be necessary for you to make extra payments after the loan otherwise would have been paid off.
4. Deferring payments will extend the term of you loan.
5. When you make your next scheduled payment you will notice that the interest charged will be greater than normal. This is because you would not have paid any interest since your last regular payment because you deferred December’s payment.
6. You must be current on your loan to defer your December payment

You must return the bottom of this form filled out along with a check for the fees or authorization to do an automatic withdrawal before December 31, 2008.